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Distressed property

Short sales in Pico Rivera and Los Angeles County

A short sale is when your lender agrees to let you sell your home for less than you owe. If you’re behind on payments or your home is worth less than your loan, it may be an option. As a certified distressed property agent, I can walk you through how it works and answer your questions anytime.

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Is it right for you

When a short sale makes sense.

A short sale is worth a conversation if you need to sell but the sale price won’t cover what you owe, or if keeping up with the payments has become hard. It isn’t the only option, and it isn’t right for everyone. That’s why the first step is just talking it through.

Exact name of his distressed property certification, plus one short sale he closed: city, situation, outcome.
The process

How a short sale works with me.

  1. Talk it through

    Tell me what’s going on: what you owe, where you are with payments and how much time you have. No pressure.

  2. Look at your options

    Depending on your situation, a regular sale or another path might fit better. If I think so, I’ll tell you.

  3. List and market the home

    A short sale still needs a buyer, so I price and market the home like any other listing.

  4. Work with your lender

    Your lender has to approve the sale. I help pull together what they ask for and keep the file moving.

  5. Close

    Once the lender signs off, we close escrow like a regular sale.

Good to know: I’m a real estate agent, not an attorney or tax professional. A short sale can affect your taxes and your credit, so I recommend talking with a qualified attorney or CPA about your situation before you decide.

Questions

Short sale questions.

What is a short sale?
A short sale is when your lender agrees to let you sell your home for less than you still owe on the mortgage.
Does my lender have to approve it?
Yes. Because the lender is accepting less than the full loan balance, the sale can’t close without its written approval.
How long does a short sale take?
Usually longer than a regular sale, because the lender has to review and approve it. Every lender and situation is different, so I’ll give you a realistic picture once I understand yours.
Will a short sale affect my taxes or credit?
It can. I’m a real estate agent, not an attorney or tax professional, so I recommend talking with a qualified attorney or CPA about your situation before you decide.
Can we talk in Spanish?
Sí. I work with clients in English and Spanish.
Keep reading

Related pages.

Not underwater?How I sell homes → Ready for the next one?How I help buyers → In their wordsClient reviews →
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Call. Or write.

626.391.7318
Email
carlos.nogales@c21allstars.com
Office
9155 Telegraph Rd
Pico Rivera, CA 90660
Hours

Every day, 8:30 AM to 8:00 PM

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